In today’s IOT world, people are constantly accessing online tools, credit cards, networks, and apps for their business and personal lives. The list is endless with different passwords and pin codes to remember and keep secure. This white paper provides the thinking required and guidance to help people be move more securely in the increasingly digital world we live in today. It’s a mindset which once one adopts it, removes a lot of the stress and worry by minimising the cyber risks we face every day from cyber criminals.